Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 32 Reviews
Take advantage of better rates on the market and start saving
Rated 5 from 32 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Get an estimate of your savings in less than 60 seconds
Check your Loan Health
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
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Anupa Mallick
I have done two loans with Rams. Absolutely the best agent i have ever dealt with. The team is amazing and extremely professional.They have assisted me in every possible way to make the deal happen on both occassions. A special thanks to Julie and Emily to your continued support and help through out the process. Wish you all the best and hope to do more business with you guys in future. Cheers.. Andy and Anne
MT
Matt Turner
In a word: wonderful. Fantastic, helpful, flexible, empathetic staff who went the extra mile to suit our specific situation. My wife and I are very happy with our RAMS experience and would recommend to anyone!
AT
Amanda Thies
I have been a loyal customer of Rams Penrith for 20 years. I am in regular contact with their team with regards to different matters and am always treated like I am their only client. I receive wonderful, personal service unlike anything I ever imagined you could receive from a Home loan/banking organisation. Jemma is very patient and super helpful with my regular (sometimes very) questions and queries and always provides great advice and wonderfully helpful service. Thanks to the whole team for always providing me all the help and advice needed .
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Foster Russo & Co Pty Limited ABN: 83 666 544 743 is authorised under Australian Credit License #384324. Robyn Louise Russo Credit Representative Number #367499 and Julie Dean Credit Representative Number #367515.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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