Refinancing

Take advantage of better rates on the market and start saving

Rated 5 from 59 Reviews

Request a Call Back

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.

How much could you save?

Get an estimate of your savings in less than 60 seconds

Check your Loan Health
Picture for Foster Russo & Co

Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

e

earlsinoz

What a terrific experience with the team at Foster Russo & Co, we wouldn't have changed a thing from start to finish. They really hit every mark throughout our process, more than happy to recommend such a great company....

WG

Warren Gomesz

We can't thank Cath, Emily and the wider team at Foster Russo & Co. enough for their assistance in getting the right home loan product for us. 10/10 customer service and knowledge. The entire process from our side was so seamless, but we know and appreciate the effort it takes to do the work on their side. Highly recommend anyone looking for a Mortgage Broker to pick the team at Foster Russo & Co.

AR

Ayden Reeves

I don’t think I’ve ever experienced working with a small business that’s been so genuinely supportive and understanding right from the start. From my very first meeting with Robyn at Foster Russo & Co, I immediately felt at ease opening up about my financial situation. It truly felt like I had a team behind me, ready to help tackle the challenges together. Not even five minutes after that first meeting, I received a message from Cath, one of the amazing team members. Straight away, she laid out a clear path forward, helping me understand exactly how we were going to improve things step by step. Since partnering with the Foster Russo team, I’ve been sleeping better at night, knowing I’m in a much stronger position than I was before. More importantly, they’ve helped me rebuild my confidence and approach my finances with a far healthier mindset. I have already referred multiple family members and friends to this great team. Thanks again Foster Russo!

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Ready to get started?