Personal Loans

Strapped for Cash? Get a Low Rate Personal Loan to help get you through

Rated 5 from 32 Reviews

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Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Anupa Mallick

I have done two loans with Rams. Absolutely the best agent i have ever dealt with. The team is amazing and extremely professional.They have assisted me in every possible way to make the deal happen on both occassions. A special thanks to Julie and Emily to your continued support and help through out the process. Wish you all the best and hope to do more business with you guys in future. Cheers.. Andy and Anne

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Matt Turner

In a word: wonderful. Fantastic, helpful, flexible, empathetic staff who went the extra mile to suit our specific situation. My wife and I are very happy with our RAMS experience and would recommend to anyone!

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Amanda Thies

I have been a loyal customer of Rams Penrith for 20 years. I am in regular contact with their team with regards to different matters and am always treated like I am their only client. I receive wonderful, personal service unlike anything I ever imagined you could receive from a Home loan/banking organisation. Jemma is very patient and super helpful with my regular (sometimes very) questions and queries and always provides great advice and wonderfully helpful service. Thanks to the whole team for always providing me all the help and advice needed .

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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