Construction Loans
Turn your building plans into a reality with a construction loan
Rated 5 from 32 Reviews
Turn your building plans into a reality with a construction loan
Rated 5 from 32 Reviews
Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Finance Brokers Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
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Anupa Mallick
I have done two loans with Rams. Absolutely the best agent i have ever dealt with. The team is amazing and extremely professional.They have assisted me in every possible way to make the deal happen on both occassions. A special thanks to Julie and Emily to your continued support and help through out the process. Wish you all the best and hope to do more business with you guys in future. Cheers.. Andy and Anne
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Matt Turner
In a word: wonderful. Fantastic, helpful, flexible, empathetic staff who went the extra mile to suit our specific situation. My wife and I are very happy with our RAMS experience and would recommend to anyone!
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Amanda Thies
I have been a loyal customer of Rams Penrith for 20 years. I am in regular contact with their team with regards to different matters and am always treated like I am their only client. I receive wonderful, personal service unlike anything I ever imagined you could receive from a Home loan/banking organisation. Jemma is very patient and super helpful with my regular (sometimes very) questions and queries and always provides great advice and wonderfully helpful service. Thanks to the whole team for always providing me all the help and advice needed .
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Foster Russo & Co Pty Limited ABN: 83 666 544 743 is authorised under Australian Credit License #384324. Robyn Louise Russo Credit Representative Number #367499 and Julie Dean Credit Representative Number #367515.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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