Commercial Loans

Time to grow your business? Learn how a commercial loan can help fund your business growth

Rated 5 from 32 Reviews

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Whether it's to purchase a property, equipment or business, we're here to help

Getting a Commercial Loan can be a great way to fund growth for your business. Commercial Loans are specifically tailored for businesses and can offer flexibility and competitive interest rates to help you expand your operations. Commercial Loans can be used to buy new commercial property, renovating an existing property, buying or upgrading equipment or securing extra capital to meet payroll requirements or other obligations.

Some lenders may require collateral or a personal guarantee from the business owner, while others may offer unsecured loans for well-established businesses with strong financials. They also may require detailed financial information, including profit and loss statements, cash flow projections, and business plans to help assess your application. We can help you understand what documentation may be required and whether a commercial loan is the right product for your scenario.

We're a proud member of the Finance Brokers Association of Australia and can help with Commercial Loans right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

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Anupa Mallick

I have done two loans with Rams. Absolutely the best agent i have ever dealt with. The team is amazing and extremely professional.They have assisted me in every possible way to make the deal happen on both occassions. A special thanks to Julie and Emily to your continued support and help through out the process. Wish you all the best and hope to do more business with you guys in future. Cheers.. Andy and Anne

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Matt Turner

In a word: wonderful. Fantastic, helpful, flexible, empathetic staff who went the extra mile to suit our specific situation. My wife and I are very happy with our RAMS experience and would recommend to anyone!

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Amanda Thies

I have been a loyal customer of Rams Penrith for 20 years. I am in regular contact with their team with regards to different matters and am always treated like I am their only client. I receive wonderful, personal service unlike anything I ever imagined you could receive from a Home loan/banking organisation. Jemma is very patient and super helpful with my regular (sometimes very) questions and queries and always provides great advice and wonderfully helpful service. Thanks to the whole team for always providing me all the help and advice needed .

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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