Asset Finance

Need funds to buy equipment or a vehicle? We can help with Asset Finance

Rated 5 from 32 Reviews

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Whether you're wanting a new vehicle, plant or machinery, we're on your side

Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other vehicle or equipment loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.

Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.

We're a proud member of the Finance Brokers Association of Australia and can help with Asset Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

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Anupa Mallick

I have done two loans with Rams. Absolutely the best agent i have ever dealt with. The team is amazing and extremely professional.They have assisted me in every possible way to make the deal happen on both occassions. A special thanks to Julie and Emily to your continued support and help through out the process. Wish you all the best and hope to do more business with you guys in future. Cheers.. Andy and Anne

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Matt Turner

In a word: wonderful. Fantastic, helpful, flexible, empathetic staff who went the extra mile to suit our specific situation. My wife and I are very happy with our RAMS experience and would recommend to anyone!

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Amanda Thies

I have been a loyal customer of Rams Penrith for 20 years. I am in regular contact with their team with regards to different matters and am always treated like I am their only client. I receive wonderful, personal service unlike anything I ever imagined you could receive from a Home loan/banking organisation. Jemma is very patient and super helpful with my regular (sometimes very) questions and queries and always provides great advice and wonderfully helpful service. Thanks to the whole team for always providing me all the help and advice needed .

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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